Frankly I don't think you've understood what I've written there. There're technology constraints & then there's the OPEX as far as the IN goes TODAY , which isn't an assumption or speculation, it's a plain fact.
Further please check on the OPEX spent by the USAF on maintaining the F-35A which is the land version. You may get similar OPEX statistics for F-35B & C versions from the GAO website as well.
Now extrapolate that to the Indian scenario & check the IN's OPEX budget & tell me the amount you think theyd be able to spare for OPEX of say a N-AMCA in TODAY'S context.
I've never written developments in Naval Aviation with 4.5th Gen ends coz of technology constraints like what you've mentioned.
The IN were in discussions with ADA for a potential N-AMCA till it was made clear by the latter they lack the resources to develop two 5th Gen FA simultaneously , that too one Deck Based FA for the IN.
Eventually both charted out a road map for executing an advanced 4.5th Gen ++ FA which would theoretically serve the same purpose as the LCA Mk-2 for the AMCA Mk-1 , in demonstrating certain technologies which goes into the AMCA or the N-AMCA in case of the IN & wait for full realisation of the AMCA Mk-1 , post which they'd go in developing the N-AMCA.
Buddy, i sense a change in your replies as if someone has taken over your account.
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I didn't quote you, so it is not about your statement, but i've watched certain reasons given so many times that i feel some people are reflexive negators, discouragers, possible psycological influencers, misleaders, saboteurs. So much negativity & pessimism, I doubt if they really want something better for our forces. We've seen the drama on StartFront which still continues, right?
Technology constraints, challenges, hurdles, complexities, etc are NORMAL part of Engineering.
Some people panic way too much.
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So whatever be the CAPEX & OPEX, it didn't stop making of F-35, F-22, F-117, B-2, B-21, NGAD.
Moreover, repeating myself, our
Socialist mixed economy is supposed to be more economical than Capitalist free market one.
If we can't regulate properly, it is our fault.
We have our RAM & RAS today.
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In most populous country with technical colleges in almost every city, 10s of 1000s of tech students passing out every year,
If ADA, DRDO, HAL lacks resources then obviously it should expand. we need private startups also which are coming actually in aerospace for example, but not so critical in aeronautics yet.
Hence, I also said that our
linear approach is contributing problem, rather than
parallel, independent projects like in USA, Russia, China.
ADA, DRDO, HAL have monopoly w/o competition, accountability which is a big problem. And they keep blaming each other.
A decade after YF-22/23, with F-35 underway, our people in early 2000s were thinking about 1-engine N-LCA.
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But our RAM & RAS R&D might have started in 2000s, right?
MWF was initiated in 2009 as upgrade of LCA, ok fine but it should have been AMWF.
We got MiG-29K in 2009 onwards.
AMCA was initiated in 2010, very late. J-20 flew in 2011.
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TEDBF was initiated in 2020, again very late.
So whatever ROADMAP the IN, ADA, GoI/MoD/CCS had made is not working anymore 
Deep into era of 5gen they couldn't see this coming earlier?
Again i said this earlier that after revealing of YF-22/23,
35 years have been less for ADA to give stealth geometry to MWF & TEDBF.
Don't worry, IAF will also cry against MWF soon if it doesn't transforms to AMWF, otherwise Su-75 import tender will come. 
Can't people see a simple thing that every fighter jet flies with some minimum payload. We just have to bring them closer to center-line in an IWB, that's all, nothing rocket science. I'll come up with an updated diagram of following which i showed earlier on MWF thread:
So bcoz our RAM & RAS R&D started long back, hence right from beginning,
> MWF could have been 5gen AMWF.
> either AMCA & TEDBF could have been 1 program of common-fuselage jet like Rafale & F-35.
OR
TEDBF could have been steathy 5gen.
Defence is something, either you adapt, upgrade, catch up with time or be ready for war, defeat, invasion, occupation, slavery, territory snatching, looting, etc. We alread had our 1000+ years.